Lending Compliance Audit

The Service

The goal of a Lending Compliance Audit is to identify and document known compliance issues with your lending program, in accordance with Federal regulations. Each audit is tailored to your individual risk profile, and includes:

  • Truth In Lending Act (Reg Z)
  • Real Estate Settlement Procedures Act (Reg X)
  • Equal Credit Opportunity Act (Reg B)
  • Home Mortgage Disclosure Act (Reg C / HMDA)
  • Flood Disaster Protection Act (FDPA)
  • Fair Credit Reporting Act/Fair and Accurate Credit Transactions Act (Reg V)
  • Consumer Protection in Sales of Insurance Act (Reg H)
  • Fair Debt Collection Practices Act (FDCPA)
  • Fair Housing Act (FHA)
  • Homeowners Protection Act (HPA)
  • Servicemembers Civil Relief Act (SCRA)
  • Military Lending Act (MLA)
  • Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act)

At discovery, details of the engagement will be outlined to ensure your needs will be met, time frames are manageable, and reports are delivered promptly. The resulting report will give you an overall rating and show any compliance issues found.

We have developed a reporting process that delivers “risk-based” facts in a universally readable language and format.

The Scope of Work
  • Our Lending Compliance Audit follows regulatory requirements and best practices.
  • Each engagement will be tailored to meet your unique needs.
  • On-site and remote audits are available.

Man jumping canyon
Sailor at helm

The 10-D Compliance Difference
  • Our audits are performed by former compliance officers, auditors, and examiners with vast experience of the inner workings of financial institutions AND in-depth compliance knowledge.
  • We provide concise, professional, and easy to read reports delivered promptly.
You would benefit from a 10-D
Lending Compliance Audit if
  • You require quick turnaround of reports and deliverables.
  • Your budget constraints do not allow for “Big Accounting Firm” prices.
  • Your management values their time and lacks resources to conduct their own reviews.

Keep your institution off the evening news.

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